We intervene in the event of material damage to the insured bike:
- accidentally caused to the insured bike by external forces or accidentally caused by yourself;
- caused by an act of vandalism;
- caused by contact with animals or natural elements such as fire or flood.
We will reimburse you for the cost of repairs after application of any excess and depreciation. No depreciation is applied to the compensation calculation during the first 60 months (5 years) of the bike. As from the 61st month, a depreciation is applied. The minimum amount of compensation is set at 55% of the insured value as shown in the table of benefit in the terms and conditions and policy schedule.
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