What is the best bike insurance plan for commuters?
As a commuter in this part of the world, your bike is one of your most cherished assets. It serves as means of transport from home to work or study. You make use of your bike almost every day. A bike commuter doesn’t really make use of bicycle for sport, recreation or touring. Getting the best insurance plan should not be an option but a necessity. As a bike commuter, the benefit of getting the bike insurance plan available cannot be over emphasised.
An indicator of a good bike insurance plan for commuters is the level of care the insurance company has to offer a commuter and bike. look out for the best bike insurance company who seeks to offer care the best way such as offering theft and material coverage with 24/7 road emergency assistance.
Understanding bike insurance
Because cycling is one of the most inexpensive means of transport, cycling to work or study is very common. With the increasing purchase of electric bikes which is becoming more common than ever before. This has made getting a bicycle insurance a must have for every commuter.
Bike insurance is a contract between you and an insurance company that covers the cost of damages and theft of your bike with additional services to support you as a commuter. Getting a bike insurance is an essential step you must take right after purchasing your bike. Irrespective of how long you intend to use the bike, getting a bike insurance is always the safest thing to do. Also, either you live in a city or less busy area, protecting your bike in this manner should be a priority.
Bike insurance plan
A bike insurance plan is a set of policy that an insurance company puts in place when you get your bike insured. Some bike insurance plans are more favorable than others depending on the insurer. As a commuter you must look out for certain factors to determine the best insurance plan. Some of them include:
Easy, fast and 100% digital method of insurance purchase and claim
Any bike insurance company that will provide you with the best insurance plan will have an easy, fast and 100% digital method of insurance purchase and claim. Instead of going through this tedious effort, you should be able to purchase insurance and file a claim within 5 minutes.
Total refund on bike theft:
Some bike thieves come very prepared. Even after you locked your bike it may still get stolen. The insurance company refund the full value of your bike minus deductible.
Material damage protection
Accidents are definitely bound to happen to any bike commuter. This is the reason why a good bike insurance company provides coverage when any form of accident, vandalism, flood, fire and other external events.
24/7 road assistance
One of the best bike insurance plans you should look out for is that which offers 24/7 assistance on the road in case of battery issues, puncture or accident. They either get to your aid on the spot to fix the issue or get you and your bike safely home. This is one service that Qover-me offers conveniently and effortlessly.
Support team
All of the services that the bike insurance renders would be a waste if they don’t have an effective support team. a great team also with excellent customer service. This is also a system that ensures that you never get stranded, report any form misunderstanding and make complaint.
When you put all of these factors into consideration, you are definitely in safe hands. All of these listed features are ways Qover-me offers care to you as a commuter and your bike.
