In summary, cycle-specific insurance policies offer coverage tailored to the needs of bicyclists with higher limits and specialized features like crash replacement and custom parts coverage. Adding a bike to your home insurance policy provides coverage as a personal property item under the broader policy with lower limits and less specialized features. It's important to weigh the cost of the bike and any additional gear against the cost of the policy and decide which option is best for you.

In summary, bicycle insurance is a good investment for protecting your bike and your financial security. It can give you peace of mind knowing that you are covered in case of damage or loss to your bike, and it can also help protect you against financial liability in the event of an accident.

In 2020, 100% of our claims for theft were accepted, meaning 100% of our policyholders were paid out. The reason why? All our customers had made sure to lock their bike to a fixed point with a certified lock when leaving it unattended.

If you’re wondering why you should add an Invoxia GPS tracker to your Qover bike insurance plan, read on…